Handling Payments

At By Todor Tumbalev, we ensure that every transaction is processed securely and transparently. Below you will find detailed information about the payment methods we support and the security measures in place to protect your financial data.

Accepted Payment Methods

We currently support credit and debit card payments through our certified V-POS processor.
You can complete your purchase using the following card types:

• Visa (debit, credit, business)

• Mastercard (debit, credit, business)

• bCard

All payment operations are handled in accordance with industry-standard security protocols.

Secure Transaction Processing

For your safety, all card payments go through enhanced authentication systems:

• Mastercard Identity Check

• VISA Secure

These protocols provide an additional layer of identity verification, reducing the risk of unauthorized use and ensuring a protected checkout experience.

Data Protection

We do not store or retain any card details used during the payment process.
All sensitive data is handled exclusively by the licensed payment operator through encrypted channels.

Refunds for Card Payments

If a refund is required for an order paid via debit or credit card, the amount will be returned to the same card originally used for the transaction.
Refund processing times may vary depending on your bank’s internal procedures.